Fontana Federal Credit Union - Savings and Checking

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Savings and Checking

Rates

Services/Fee Schedule

Home Banking

On-line banking is available to all
members.

Sign up at the Credit Union for this service. This service is free to our members. Take advantage of e-statements. Your statement will be available on the 1st of every month. If you need copies of your check, it will be available on line as soon as the check clears your account. Transfer money and balance your statement on line. Home Banking is available 24/7.

1-877-891-3440

Savings and Checking

Regular Share-Savings

Watch your dividends grow at Fontana Federal Credit Union. We calculate dividends on your average daily balance, then compound and pay them quarterly. You will receive your monthly Share Account Statement by mail. Note: Federal Regulations limit the number of regular share transfers and/or withdrawals to six per month, including overdraft protection transfers.

Individual Retirement Account

You may deposit up to $5,000 ($6,000 if you are over 50) of your earned income each year in a high-yielding IRA to provide for your retirement. Your IRA savings may be eligible for tax deferral, depending upon whether you are eligible to participate in another retirement plan. If you do, your income will determine how much, if any, of your IRA deposits qualify for deferral. Your IRA earnings are automatically tax-deferred without qualifications. You may deposit in person, by payroll deduction or by transfer from another account or financial institution. IRA deposits may be made through April 15 for the previous year’s contribution. Dividends are calculated on your average daily balance and are compounded and paid quarterly.

Checking Account

The checking account requires no minimum balance, has no per-check charges and no dividend payment. The account offers unlimited check writing, overdraft protection (must be approved), access by automated telephone system, online home banking, and Visa Debit Card (must be approved). You may withdraw any amount up to your account balance by draft, or up to $300 per day through the ATM network connection. Check images are available on demand through our home banking program.

Need to reorder checks? Just call 909-822-4487 or send your request via email to fontanafcu@sbcglobal.net

Debit Cards

Looks like a credit card and works like a check. Your credit union has an outstanding debit card Program!
With the debit card you can:
Access your credit union share Draft/Checking account worldwide!
Get cash at any ATM displaying the Visa and/or Star logo.
Use your debit card to purchase goods and services exactly like you would use a Visa Credit Card except that instead of borrowing for a fee, you are accessing your Share/Draft Checking Account for Cash!
You need to apply and be approved to receive a debit card.

Any merchant that honors Visa Credit Cards will accept your Visa debit card, even those who do not accept regular checks!

Share Certificates

We offer higher dividend rates on certificates of different terms to suit your individual needs: 6-months and 12-months. Minimum deposit for each is $1,000.00. Penalty will apply for early withdrawal.

Christmas Club

Calculated same as Regular Shares dividend. Term is November 1st to October 31st. Funds are disbursed by November 15th. Deposit any amount at any time, or arrange for payroll deduction, direct deposit or automatic transfer. No penalty for early withdrawal. If you close the account during the current period, you may not reopen the account until the following November 1st.