Keep Your Identity and Credit Secure.
Do you know U.S. consumers spend an average of 200 hours recovering their identity and credit after a data breach?
Yet, more than 80% of consumers do not have identity theft monitoring in place. That’s why we’ve partnered with IdentityIQ® services, an award-winning industry leader, to provide members with best-in-class identity theft protection and credit monitoring services!
IdentityIQ® services offer credit reports from the three major credit bureaus, $1 million in identity theft insurance, dark web monitoring, real-time fraud and SSN alerts and much more!*
They feature 100% U.S.-based service and restoration.
Special Prices for Fontana Federal Credit Union:
- Secure - $4.99
- Secure Plus - $6.99
- Secure Pro - $13.99
Sign up today to take advantage of the most recent member benefit using IdentityIQ® best-in-class solutions that identify, protect and restore your identity.
Frequently Asked Questions:
How Do We Protect You?
IdentityIQ® services offer the most all-inclusive products in the industry, working with each of the three major credit bureaus and more to enable real-time credit report and identity monitoring and suspicious activity alerts. They search for critical information on the dark web, scan for convictions and arrests across the country, among other services. We remove the uncertainty and give you the advantage of being able to act quickly if something suspicious is happening with your identity. We actively monitor your identity with and can alert you at the first sign of trouble, so you can focus on the things in life that matter most to you.
Why Do Thieves Steal Your Identity?
One of the first questions a victim of identity theft asks themselves is, “Why would someone want my identity?” For an identity thief, opening credit cards in your name, making fraudulent purchases or using your personal information when being questioned by the police are just a part of a long list of what they can do with your stolen identity. Identity theft can happen to anyone at any time with more than 33% of US adults having already experienced identity theft. Your identity is made up of multiple layers of information that includes more than just your Social Security number.
How Does Credit Reporting and Score Alerts Help Protect You?
Whether you are looking for a one-bureau credit report or a complete view of your credit report profile from each of the major credit bureaus – Experian®, TransUnion® and Equifax – our products are designed to meet your needs.
Suspicious changes in your credit report are one of the first indications that your information may have been compromised. Take a close look at your easy-to-read color-coded credit reports to verify your information. You have access to 12 reports per year (on select plans), which is something our competition does not offer.
How Does Enhanced Credit Monitoring Help Protect You?
Enhanced credit monitoring effectively monitors your credit on a whole new level. With this benefit, you are alerted to changes when authorized users are added to your credit cards or when your TransUnion score changes by 10 or more points. This feature puts you in the driver seat and enables you to see changes and act if something doesn’t seem right. Providing our members with the most all-inclusive service at a great value is important to us, so we’ve gone above and beyond to secure this special credit union member market offer included in featured products.
*Underwritten by AIG
Sources: Center for Victim Research, Identity Theft Research Center and Javelin Strategy & Research Study 2021